This blog, which shares my money saving tips started in a very simple form. My friends and family started asking me to compile my favorite inexpensive pointers. They said it always seemed like I found the best deals and cost-effective approaches. After writing just for friends and family, I quickly began to get new readers. The opportunity to share my ideas with a wider audience has built my confidence and been lots of fun too.
My name is Brandy, although many know my by my pen name: Dharma Walk. I am an aspiring author who is interested in the Buddhist literature.
I live in Avila Beach, CA with my husband and daughter who is a senior in high school. My other daughter is grown up and has a child of her own. We love the small area where we live, although there is not the choice of services and products that some other areas have. This is okay because it has helped my savings goals. It has forced me to rely on do it yourself approaches which are often much cheaper.
For a hobby, I enjoy collecting art. It does not have to cost a lot of money either. I am always picking up thrift store finds. Making my home beautiful has helped to put me in a good frame of mind and feel positive about my saving journey. In fact, it has even made the idea of a low cost vacation at home very appealing. Collecting art that I love has helped to transform my home into a restful sanctuary. This has helped me to clear my mind and stay on track with my financial goals.
One way that I love to save money is buy making meals at home from scratch. I have many specialties, including chilli and thai dishes. Because we eat out less, we find that our overall diet has become healthier and more wholesome. I have even lost a few pounds in the process!
One of the biggest lessons I have learned about managing finances is to take the long term view. This helps me to prioritize those expenses which are urgent over those which can be dealt with in a few months. It also keeps me focused on our goals for the future.
Staying determined is important in order to meet our financial goals as a family. This is not always easy but it is also a skill that can be cultivated. These days, I am more patient than I used to be, a result of years of practice.
I hope that in the future our family can say that we are financially independent. Keeping sight of this goal keeps me motivated even when things are tough. I know that a plodding, steadfast approach will pay off.
Thank you for visiting my blog. It is a pleasure to share my ideas with you. I hope you find it useful. Remember that suggestions are flexible and can be tailored to your lifestyle. Making a budget work for you is key to a lasting change in finances. Keep in mind that there are many other free tools available to help. A local library is a good place to find resources.